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Equity Management Fees
First–$5,000,000; 1.0% of Assets Under Management
Next –$5,000,000; 0.5% of Assets Under Management
Over –$10,000,000; 0.35% of Assets Under Management
Fixed Income Fees:
0.50% of Assets Under Management
Trusted Investment Firm
Robinson Investment Group is a Registered Investment Advisor serving individuals, retirement plans, and financial institutions with offices in Brentwood, TN. Its principals currently manage more than $89 million, providing individual investment plans based upon written, client-specific investment objectives. Robinson Investment Group was established in 1996 in Nashville. The firm began as a subsidiary of Nashville Capital Corp. in 1990.
The philosophy of our investment firm is based on a TOTAL RATE OF RETURN or VALUE concept, which gives consideration to income as well as capital appreciation over the longer term.
The implementation of our investment philosophy calls for the identification of risk areas and of appropriate actions required to protect principal values. This approach emphasizes that economic, business, and stock market cycles cannot be ignored. Continually changing trends in business activity inevitably leads to changing trends in equity and fixed income markets. Simply stated, the stock and bond markets clearly are a reflection of economic activity and do not function independently of one another.
Investment strategy and policy are developed through group interaction in which the individual investment manager tests his interpretations and ideas against fellow professionals.
We manage portfolios, not just stocks and bonds. We utilize a FULLY MANAGED APPROACH which blends a broad list of investments within three general classifications – equity, fixed income, and reserves. Our basic belief is that these three areas of investments should be blended in differing proportions over a cycle to accomplish our investment goals. Our investment goals are:
- Protecting Capital
- Preserving Purchasing Power
- Increasing Long-Term Rate of Return
Equity, fixed income, and reserves are stated in percentage ranges to accommodate our approach. Investments within each of these three categories are actively managed to produce a higher rate of return to the portfolio. We believe this philosophy will produce the investment results most beneficial to our clients.
Client-Specific Strategies: It is this client-specific approach that separates Robinson Investment Group from most other investment managers. No single investment strategy can be appropriate for every investor; the resulting “cookie-cutter” plan is not likely to meet an investor’s needs exactly. Robinson Investment Group listens to each client’s goals, preferences, and concerns then responds in the most appropriate way consistent with sound financial practice.
Investment Management Services: Robinson Investment Group is not a broker but serves as an investment manager through a simple agency agreement authorizing them to make investments on their clients’ behalf. This agreement provides clients with separate accounting of all assets and transactions. It also removes any bias that might arise from commission-based fees. All fees are determined solely as a percentage of assets under management.
The fully managed approach to developing our overall philosophy is reflected in the specifics of equity management. Fundamental decisions on equity policy are made after carefully considering the basic position of the economy, various industries, and individual companies. From this, we develop major projections and determine the desirable level of equity exposure. eing utilized. Equity goals are stated as a percentage range rather than a single figure to provide the flexibility to accomplish investment goals.
As policy dictates, cash reserves will be used periodically as an alternative to equities. Such reserves are themselves actively managed to ensure the best short-term investments are b
Our universe of potential equity investment includes a broad range of industries and companies. Once selections are made based upon fundamental analysis, investments are made in the most attractive security representing equity participation. This would include not only common stocks but also convertible debentures or convertible preferred stocks.
We attempt to avoid biases that lead to controversies such as the “growth stock-cyclical stock” debate. This acknowledges that over the longer term, most stocks are fundamentally attractive at a given time and price.
Another key element of Robinson Investment Group’s equity policy is broad diversification. This is essential to provide balanced participation in stock market recoveries and minimize exposure to unforeseen events. This type of diversification reduces the geographic, political, and economic risks.
Robinson Investment Group’svalue equity investment philosophy is to seek, in a quantitative manner, high-quality companies that possess superior financial characteristics, including lower relative price valuations, above-average earnings per share growth, and dividend yield. We review approximately 2,000 companies in its universe. Model portfolios are developed using large capitalization, small capitalization, and international stocks. Robinson Investment Group takes a longer-term view of investing. With average business cycles lasting approximately three to five years, we believe in a buy-and-hold strategy versus momentum investing. As a result, portfolio turnover will average 40% annually. The average portfolio will usually consist of 40 to 50 names.
The management of fixed-income portfolios incorporates our overall investment philosophy. A substantial part of the total rate of return on an annual basis is represented by the change in principal values. The prime goal of fixed-income management is to reduce the volatility in principal value declines of the portfolio and capture a portion of principal value increases. This is accomplished by adjusting the reserve and maturity mix as we move through the interest rate cycle.
The function of fixed-income management is far more than merely investing in new cash flows at prevailing interest rates. Fixed-income securities are readily marketable and therefore lend themselves to active but prudent management. A continual review of fixed-income portfolios against economic factors which will significantly impact interest rates is essential.
We invest primarily in the quality segment of the fixed-income markets. This provides security against credit risks and produces greater market liquidity. Private placement and “junk” bond issues are not used.
The turnover rate of portfolios will vary from year to year. This depends upon interest rate trends and the volatility of the market with the accompanying distortions and aberrations between various market sectors. Our turnover rate will generally run between 33% and 100% annually. There is little evidence to support claims there is a direct correlation between continually higher turnover rates and investment results.
Discretionary authority, although not mandatory, is highly desirable to react quickly to market opportunities. We believe this is essential to improve the long-term total rate of return.
Legal Disclaimer
Important Legal Information About Using This Web Site.
This site is for informational purposes only and is not intended to be a solicitation, offering or recommendation of any security, investment management service, or advisory service. This website does not intend to provide investment, tax, or legal advice.
The reliability and accuracy of the material on this website cannot be assured because of possible technical malfunctions and unauthorized tampering. The material on this site, including any opinions expressed herein, is subject to change without notice.
Past performance is not a guarantee or reliable indicator of future results. No part of this site may be reproduced in any form, or referred to in any other publication, without express written consent. Any links to other Internet sites (“hyperlinks”) are included as a convenience for our visitors, and Robinson Investment Group assumes no liability for the content or the presentation of linked sites.
Privacy Policy
To Our Individual Clients:
Your privacy is important to us, and maintaining your trust and confidence is one of our highest priorities. We respect your right to keep your personal information confidential and understand your desire to avoid unwanted solicitations. A recent law change requires us (along with banks, brokerage houses, and other financial institutions) to disclose our Privacy Policy to you – which we are more than happy to do. We hope that by taking a few minutes to read it, you will have a better understanding of what we do with the information you provide us and how we keep it private and secure.
A. Types of Information We Collect
We collect certain personal information about you – but only when that information is provided by you or is obtained by us with your authorization. We use that information to prepare your personal income tax returns and may also provide various tax and financial planning services to you at your request.
Examples of sources from which we collect information include:
- interviews and phone calls with you,
- letters or e-mails from you,
- tax return or financial planning organizers, and
- financial history questionnaires.
B. Parties to Whom We Disclose Information
As a general rule, we do not disclose personal information about our clients or former clients to anyone. However, to the extent permitted by law and any applicable state Code of Professional Conduct, certain non public information about you may be disclosed in the following situations:
To comply with a validly issued and enforceable subpoena or summons.
In the course of a review of our firm’s practices under the authorization of a state or national licensing board, or as necessary to properly respond to an inquiry or complaint from such a licensing board of organization.
In conjunction with a prospective purchase, sale, or merger of all or part of our practice, provided that we take appropriate precautions (for example, through a written confidentiality agreement) so the prospective purchaser or merger partner does not disclose information obtained in the course of the review.
As a part of any actual or threatened legal proceedings or alternative dispute resolution proceedings either initiated by or against us, provided we disclose only the information necessary to file, pursue, or defend against the lawsuit and take reasonable precautions to ensure that the information disclosed does not become a matter of public record.
To provide information to affiliates of the firm and non affiliated third parties who perform services or functions for us in conjunction with our services to you, but only if we have a contractual agreement with the other party which prohibits them from disclosing or using the information other than for the purposes for which it was disclosed. (Examples of such disclosures include using an outside service bureau to process tax returns or engaging a records-retention agency to store prior year records.)
C. Confidentiality and Security of Nonpublic Personal Information
Except as otherwise described in this notice, we restrict access to nonpublic personal information about you to employees of our firm and other parties who must use that information to provide services to you. Their right to further disclose and use the information is limited by the policies of ourfirm, applicable law, our Code of Professional Conduct, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your personal information from unauthorized access, alteration, or premature destruction.
Thank you for allowing us to serve your financial planning needs. We value your business and are committed to protecting your privacy. We hope you view our firm as your most trusted advisor, and we will work to continue earning your trust. Please call us if you have any questions or if we can be of further service.
C. Confidentiality and Security of Nonpublic Personal Information
Except as otherwise described in this notice, we restrict access to nonpublic personal information about you to employees of our firm and other parties who must use that information to provide services to you. Their right to further disclose and use the information is limited by the policies of ourfirm, applicable law, our Code of Professional Conduct, and nondisclosure agreements where appropriate. We also maintain physical, electronic, and procedural safeguards in compliance with applicable laws and regulations to guard your personal information from unauthorized access, alteration, or premature destruction.
Thank you for allowing us to serve your financial planning needs. We value your business and are committed to protecting your privacy. We hope you view our firm as your most trusted advisor, and we will work to continue earning your trust. Please call us if you have any questions or if we can be of further service.
